My name's Philiph, and the main reason I'm in college at all is that when people ask me whether it's Philiph or Philip, I can say; Actually it's Philiph with a PhD. I don't regret it
People with PhD's are typically addressed as "doctor"
Preeetty sure the joke is meant to be Philip or Fillip, so "with an F or a Ph?" then you say, "it's Philip with a PhD." Seen this joke before.
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