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I'm afraid of the house burning down when no-one is here.

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  • get security camera or a dog

  • Homeowners/renters insurance. I had a clothes dryer fire in my apartment four years ago. The fire itself never spread more than three feet but the smoke destroyed everything in the apartment that wasn't made of glass or wood. All our clothes, the curtains, the carpet, even our mattresses had to be thrown out. Do you have any idea how much it costs to restock an apartment when you lose everything at once?

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